Tel: (091) 844306 Fax: (091) 874118 Email:

Loans 6.5% APR Car Loan

A car loan, or loan from your credit union is different.

Here are some of the features that make it different:

  • There are no hidden fees or charges
  • Very Competitive interest rate of 6.5% APR
  • Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
  • Repayment terms to suit your needs.
  • Free loan protection insurance - subject to terms and conditions - at no direct cost to you. Other lenders charge for this.
  • You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty**. Other lenders may charge you extra for paying them back faster
  • Electronic payments through the set up of standing orders from your bank account.  Contact us for your IBAN and BIC details for your credit union account.

Amount Term Repayment Cost of Loan
€20,000 5 Years €89.67 weekly €3,322.92
€15,000 5 Years €67.26 weekly €2,491.85
€10,000 5 Years €44.84 weekly €1,661.23
€8,000 5 Years €35.87 weekly €1,329.08
€5,000 4 Years €27.20 weekly €1,329.08
Terms & Conditions Apply.

How to apply:

Athenry Credit Union will consider loan applications from members for any worthwhile purpose.  Each application is treated in the utmost confidence and will be considered on its own merits.
Loan applications can be made by calling to one of our offices.
Loan applications will then be considered by the loan officer or credit committee and most decisions are made within 24 hours.

The documentation we require for assessing loan applications are as follows:

1.  Photographic Identification
2.  Proof of Address

We require the above to comply with the Criminal Justice Act 2013.

See apply for membership section for example of the above

3.  Proof of ability to repay loan for example recent payslips and three months recents bank statements.

If you require more information regarding your requirements applicable to your current situation please contact us on 091 844306.

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Find Us here:
  • Athenry Credit Union
  • Tel: (091) 844306
  • Fax: (091) 874118
  • Email:
  • Web:
Athenry Credit Union is regulated by the Central Bank of Ireland and our Reg Number is 71CU