Tel: (091) 844306 Fax: (091) 874118 Email:

Membership Apply For Membership

Opening An Account?

Joining the Credit Union is the best decision you could take for your money.

Our Credit Union lets people in the community come together to save and borrow money at low rates, and is operated on a not-for-profit basis, with surpluses being returned to members.

Common Bond

Firstly to become a member you must be part of the common bond.

It is as follows:

If you are working or living within a ten miles radius from Athenry you are eligible to become a member.
If you are working or living in the Kilkerrin, Clonberne, Menlough and Skehana, Kinvara and Ballygar parishes you are eligible to become a member.

To become a member of Athenry Credit Union you must call to our offices and complete an application form.  We require the following:

A once off membership fee of .63 cent

Proof of your PPS Number

Social Welfare Card
Documentation from Revenue
Letter of Confirmation from Social Welfare Office

Photographic Identification (To comply with the Criminal Justice Act 2013)

Birth Certificates (Only for minors which means a person under the age of eighteen years old)
Passport (Must not have expired)
Photo Drivers License (Full or Provisional and must not have expired)
ML 10 Form (Identification form with photo signed by a member of the Gardai)

Proof of address (To comply with the Criminal Justice Act 2013)

Utility Bill (Dated within the last three months)
- Phone Bill (Land-Line only)
- Electricity or Gas Bill
- Cable television (UPC/SKY)

Local Authority document for example refuse collection bill, water charges bill (Dated within the last three months)

Official documentation issued by the Revenue Commissioners or Department of Protection (Dated within the last three months)


1. Flexible, low interest loans. See below to find the loan that suits your needs:

  • Standard Loans 8% (8.3% APR),
  • Special Car Loan Rate of 6.3%(6.5% APR)
  • Education Loan Rate of 5.4% (5.54 APR) 
  • Loan to shares of 2% (2.02% APR)
  • Community Loans 4.25% (4.33% APR)** with flexible repayments. Your loans will be insured at no direct cost to yourself. Certain conditions may apply.

Terms & Conditions Apply

** Interest Rate subject to ECB fluctuations

2. You pay less at your credit union

The interest you pay on loans will be charged only on the reducing balance of the loan.

3. Convenient

Athenry credit Union has added many extra services to make your life with us more convenient - Can't find the time to call into our office? No problem! Automatically lodge money into your credit union account through your bank account and save time,
Or use our express lodgement box in the Credit Union where you can avoid queues at peak times,
Or, Athenry Credit Unions new ATM will give you 24 hour access to your shares so you can withdraw funds at any time.
The new website also has the facility to allow you to view your balances and apply for loans on line at a time thatís convenient for you.

4. Your money is safe with us

Security of savings through the credit union's fidelity bond, and through the Irish League of Credit Unions' Savings Protection Scheme.
Savings are also guaranteed up to €100,000 under the Government Guarantee Scheme.

5. Put that extra cash to use

Earn a dividend of on your account in the knowledge that your savings are being used in your own community, for provident and productive purposes. We also give encouragement and advice on a regular savings programme for you, so you have something put aside for a rainy day.

* Dividend is subject to confirmation at the Athenry Credit Union AGM.

6. Absolutely no hidden costs or charges

Have you noticed how bank charges build up over time? Not so with your local credit union.

At Athenry credit union there is no commission on any of the following:

  • Foreign exchange
  • Gift Cheques and Euro Drafts

7. Free Life Assurance

All members are entitled to free life assurance, subject to conditions.

8. Free Loans Protection Insurance

All members are entitled to free loans protection insurance, subject to conditions.

9. Discounts on VHI

Save 10% VHI, just call into the office and ask.

10. And finally...

We provide a fast, efficient, confidential service, which is open 6 days a week, even through lunch. 

If you are not a member, what are you waiting for? Join now!


Find Us here:
  • Athenry Credit Union
  • Tel: (091) 844306
  • Fax: (091) 874118
  • Email:
  • Web:
Athenry Credit Union is regulated by the Central Bank of Ireland and our Reg Number is 71CU